Helping people make insurance decisions in The Bahamas for over 17 years.



Based in The Bahamas, we are proud to serve the insurance needs of New Providence and all of The Bahamian Family Islands. Let us help you find the right auto, home, marine and commercial insurance to meet your personal needs. Contact us for quick, competitive quotes!

Our mission is Stephanie Cleare Insurance Agents & Brokers Ltd., we strive to be an Insurance Firm that not only meets the needs of its clientele and its partner insurance carriers—but one that also exceeds and redefines all expectations. We will work with you to identify the insurance coverages that are right for you, your family or your business and ensure that you are aware of the policy options available to you through our agency.

Perhaps you’re searching for a customized Bahamian Business Insurance package or even a specialty Home Insurance Plan designed for your unique lifestyle. Rest assured, because we’ve made your coverage needs our top priority! We provide all of the knowledge and expertise you would expect from a well established, community-driven insurance agency.

With our unique tools and extensive knowledge and networks, we are equipped with the ability to handle multiple policy lines, while continuing to save you valuable time and money.

And remember no matter where you are located – whether it’s an affordable local Insurance Quote you need or even a personalized Business Insurance Package– we’ve got your coverage requirements under control! Contact Stephanie Cleare Insurance Agents & Brokers Ltd. your premier Bahamian provider, to discover the coverage options available today!


PERsonalized serviceS

Covering every Island, Cay & Rock!






Your home is one of your most valuable assets. It’s where you and your family live and create lasting memories. It’s where you keep your valued possessions. You never know exactly what’s around the next corner. That’s why you need home insurance.

Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. 


We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety your passengers, or your investment.



The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.


As business people ourselves, we take pride in the challenge of reviewing the risk exposures of different commercial enterprises. You know your business best and together we can protect your hard work and livelihood by minimizing your risks then finding the best value for your business insurance options.

Insurance coverage that helps protect your business:

  • General Liability Insurance – Broad insurance coverage for your business activities.

  • Commercial Property Insurance – Protect your building, stock and equipment.

  • Business Interruption Insurance – Protects against financial loss as a consequence of trade interruption following a property loss.

  • Commercial Theft – Covers for theft of stock and equipment from business premises.

  • Commercial Auto Insurance – Cover for commercial vehicles and the goods they carry.

  • Employer’s Liability Insurance – Insurance coverage that helps you respond to liabilities that arise as an employer.

  • Money – Protection for lost or stolen business money.

  • Fidelity Guaranty – Covers for money stolen by employees.

  • Cyber Liability – Protects against viruses, hackers and cybercrimes.

  • Product Liability – Protects manufacturers of products for their liability to consumers.

  • Professional Indemnity – Insurance which responds to errors and omissions arising in a professional capacity.

  • Directors and Officers Liability – Protects board members from errors and omissions in their capacity of making decisions of behalf of shareholders.

  • Personal Accident – Insurance for personal injury accidents that are not a result of negligence.

  • Business Travel – Combined business insurance package for personal belongings, cancellation and medical expenses while travelling.

Do something today that your future self will thank you for

peace of mind

Stephanie Cleare, ACII

Stephanie Cleare, ACII


Stephanie Cleare, Acii

17+ year property casualty insurance background includes commercial underwriting and insurance broking. With technical skills and the discretion to service commercial executives and high net worth individuals, has established track record for producing sales and underwriting results.

A diplomatic communicator who is often called on to manage conflict. Specializes in relationship building and account development by identifying customer requirements, defining problems and developing practical solutions

Bryan C. Taylor

Bryan C. Taylor


Bryan C. Taylor,

Licensed Sales agent

Bryan is new to insurance but has a strong professional background as an experienced manager from the electrical and electronic manufacturing industry, including retail sales and customer service.

As a businessman and a family man, Bryan has a fresh perspective on insurance because he understands what commercial and personal clients need from their insurance agent.





We’ll be here to assist with claims tomorrow – and every day after that


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STEPHANIE CLEARE, ACII  |  T: 242.422.3335

 Whether you have questions, comments, or just want to discuss your options.

Call today to receive the coverage you need at an affordable rate. We look forward to speaking with you.